An ATM card, also known as a bank card, client card, key card or cash card, is any payment card issued by a financial institution that enables a customer to access an automated teller machine (ATM) in order to perform transactions such as deposits, cash withdrawals, obtaining account information, etc. Most ATM cards today are bank cards such as debit or credit cards that have been ATM-enabled, although ATM-only cards such as limited-use ATM cards continue to be issued. Interbank networks allow the use of ATM cards at ATMs of financial institutions other than those of the institution that issued the cards. ATM cards can also be used on improvised ATMs such as “mini ATMs”, merchants’ card terminals that deliver ATM features without any cash drawer. These terminals can also be used as cashless scrip ATMs by cashing the receipts they issue at the merchant’s point of sale. The first ATM cards were issued in 1967 and 1969 by, respectively, Barclays in London and Chemical Bank in Long Island, New York.