If you’re thinking about purchasing a home warranty, here are a few of the factors you should consider before you make your final decision. Read on to learn more about Select’s pros and cons and determine whether it is right for you. Coverage limits are generous, the service fee is low, and there are no home inspection requirements. In this Select home warranty review, you’ll discover why this product is a good choice for many homeowners.
Coverage limits are generous
Select’s annual coverage limits are generous, especially considering the low monthly payment and service fee. Most covered items are up to $500, with the maximum amount of up to $2,000 per contract term and $1,000 per claim. Some coverage is more limited, however, and some exclusions apply. Fortunately, Select’s service fee is considerably lower than the industry average. Additionally, the company often offers promotions, such as $100 off your first service call or two free months.
As with all home warranty companies, selecting the right one will require a little research and homework. Make sure to look at sample contracts and make sure the coverage limits are high enough for your needs. For example, you should look for coverage limits on your home appliances – some are only worth three thousand dollars – but higher benefit limits might be better for your needs. Generally, home service contracts do not have pre-set benefit limits, so make sure to look for high enough benefits. If you have a refrigerator that costs $1500, consider getting a plan with a higher benefit limit, such as $2000.
For home air conditioning, Select home warranty Platinum covers all major components, including the primary floor unit. This plan includes condenser fan motors, compressors, and ductwork. Other parts covered by the plan include thermostats, capacitors, and relays. Select does not cover window air conditioning units, but American Home Shield covers them. The coverage limits are generous, and the company also covers standalone freezers, pool pumps, and sprinklers.
As a new company, Select Home Warranty does not have a long track record, so it can be difficult to judge its reliability. The company was founded in 2012, and does not hold NHSCA membership. It holds a B-grade from the Better Business Bureau. However, its 24/7 service network includes 10,000 technicians throughout the country. It also offers a 30-day waiting period for service requests. Select home warranty coverage limits are generous, and the company is flexible and responsive, which is an important factor when choosing a home warranty policy.
There are optional add-ons
Select Home Warranty has several plans. The Gold Care plan covers appliances and major systems of a home. The Platinum Care plan covers appliances and major systems of a home. Both plans offer optional add-ons, such as lawn sprinkler systems and sump pumps. For each coverage category, customers must pay a fee to have the covered items cleaned by a licensed contractor or submit proof of three years of maintenance records. If they fail to do so, they could receive a maximum payout of $150.
The Select Home Warranty also offers several optional add-ons. Customers can add coverage for pool and lawn sprinkler systems, and more. In addition, the coverage for roof leaks is included for no extra charge. Some plans offer roof leak coverage, but it is not mandatory. For this reason, many consumers are not satisfied with the coverage. If you’re considering purchasing a Select Home Warranty, make sure it covers the items you need most.
There is a modest per-claim service fee
Select Home Warranty is a home warranty service provider that offers a variety of affordable plans for both homeowners and sellers. Their plans include a number of optional add-ons, and they can be purchased monthly or annually. Each plan comes with a modest per-claim service fee. In addition to its nationwide network of pre-approved service technicians, the company also offers resources for existing owners. For existing customers, select home warranty offers a 30-day money-back guarantee.
Select Home Warranty was established in New Jersey in 2012 and has built a solid reputation. The company operates in the majority of states, including Florida, Texas, Arizona, Missouri, New Mexico, Nebraska, Arkansas, Utah, Colorado, Maryland, and Virginia. The company also offers plans in many other states. Its low per-claim service fee and modest per-claim service fee make Select an affordable choice for homeowners.
The coverage limits of Select are generous considering their low monthly payments and low service fees. Select Home Warranty covers water drain and waste lines, as well as vent lines. The company covers stoppages in mainlines up to 100 feet from a ground-level cleanout. It also covers toilet bowl tanks, flush mechanisms, angle stops, and other plumbing components. Although Select does charge a service fee, it does not limit the coverage of plumbing systems. Most plumbing systems, including air conditioning units, are covered up to $500 per year and $1,000 combined.
Customers of Select Home Warranty will appreciate that they can submit a claim for a covered item without visiting a service center. In the case of an emergency, technicians are dispatched promptly to assess and fix the problem. For a low per-claim service fee, this company also offers 24/7 customer support. When a claim is approved, a local home repair professional is assigned to diagnose and repair the problem.
The company charges a small service fee, which is the norm for the industry. The service fee is nominal, at only $60, and the coverage covers repairs up to several hundred dollars. Additionally, the company’s service department has a customer support center that is located in all states except New York, Nevada, and Washington. If this is the case, Select Home Warranty might be the right choice for you.
There is no home inspection required
Select Home Warranty has two plans to choose from: Platinum Care and Gold Care. Both covers major systems and appliances in your home. Gold Care includes add-ons like lawn sprinkler systems and sump pumps. Regardless of the plan you choose, you should have a qualified service technician inspect any malfunctioning appliances or system within two to four days of discovering it. Otherwise, you may be out $150. For more information, read this Select Home Warranty review.
While Select Home Warranty has a B rating with the Better Business Bureau, it is not yet accredited. As ratings change often, it is best not to base your decision on the rating. Instead, read the fine print and understand exactly what is covered and what isn’t. Don’t waste time complaining about items that aren’t covered – that’s not fair to the company. In addition, be sure to read the terms and conditions thoroughly.
The main difference between a home inspection and a home warranty is the type of coverage. Most home warranties only cover major appliances, not non-mechanical parts. A home inspection, on the other hand, evaluates major elements like windows, roofs, and HVAC systems. During the inspection, the inspector also checks for insect damage, water damage, and fire damage. Finally, the inspector will look for structural issues that affect the value of the property.
A Select Home Warranty review should include the company’s response time. Many consumers have reported problems with Select’s response time, and some have complained about delays. Some homeowners have complained that a contractor took longer than expected to respond to their emergency. This is an exception to the rule, but some Select Home Warranty reviews found that it’s possible to have a problem resolved sooner. If a contractor doesn’t respond in a timely manner, you won’t be reimbursed for it.
The Select Home Warranty company has been in business for seven years, and the company is gaining customers year after year. Select’s low prices and frequent promotions are part of its appeal. A recent promotion gave you $150 off the annual plan. Another promotion gave you two months of free coverage. The company accepts clients in the U.S., with the exception of Washington, New York, and Nevada. You can also choose a plan that covers both home systems and appliances.