Is Choice Home Warranty Transferrable?

Written By: Ehsan Jahandarpour

Is choice home warranty transferable

Is Choice Home Warranty transferable? Let’s look at this question in detail. My wife was recently in a situation where her air conditioning unit broke and I needed to replace it. She called Choice Home Warranty and they would not repair the unit and instead paid me $1,500 to replace it with a new one. Is Choice Home Warranty transferable? Here’s what I did:

Seller Coverage Option

There are many ways to benefit from a Choice home warranty seller coverage option. While the basic plan is the least expensive option, it does not cover the most expensive systems or appliances in your home. However, if you’re on a tight budget, you might want to consider an appliance or systems plan. Alternatively, you can build your own plan. Either way, you’ll be protected against unexpected repair costs in the event of an emergency.

A typical Choice Home Warranty seller coverage option costs between $45 and $50 per month. You can pay monthly or annually, depending on your needs. Choice Home Warranty options also allow you to lock into fixed price plans that cover three, five, or ten years. Regardless of the length of your contract, you’ll enjoy free coverage for the first month, and you can transfer it to another person if you sell the home in the future.

CHW’s Total Plan

Customers have mixed reviews on Choice Home Warranty. Most of them have complaints about claims that were denied or disputes over limits of coverage. It’s important to understand that the coverage offered by Choice Home Warranty policies are limited, and most are designed to address normal wear and tear claims, or specific components of major home systems. Essentially, this makes Choice Home Warranties more like automobile manufacturers’ bumper-to-bumper warranties, than comprehensive protection plans that cover all of a home’s major systems.

If you plan to sell your home in the future, you should consider a Choice Home Warranty coverage plan. It is affordable and comes with many benefits. You’ll enjoy a 90-day repair guarantee. Choose the plan that best fits your budget and needs. Generally, the Choice Home Warranty covers major appliances and systems, but you can also add coverage for pools, spas, and septic systems, as well as optional coverage.

Select Home Warranty

Yes, a Select Home Warranty is transferable. The contract outlines that the service provider will pay for covered repairs within a reasonable amount of time. You will not be responsible for paying for repairs that take longer than this time. It is important to understand that the contract does not cover any system or appliance that does not meet federal, state, or local laws. The contract also limits the warranty’s liability to a cash settlement no more than the depreciated cost of the product.

The company does not disclose how many homes it covers in the United States. Its website does not give a number, but it claims to have over 10,000 contractors in 46 states. The company has closed more than 4,000 complaints on the Better Business Bureau in the past three years. This means that it will likely have no trouble finding a replacement for your home. In addition, it is transferable to another home, so if you sell or move, the policy will automatically transfer.

Select Home Warranty’s Total Plan

The Select Home Warranty’s Total Plan is transferrable and covers covered items in your home, including built-in systems, plumbing, electrical systems, HVAC, and more. The plan also covers add-ons like a roof leak repair and a pool heating system. The plan also covers plumbing stoppages and has a workmanship guarantee of 30 days, so if something breaks within that period, you can expect your company to send a technician at no cost.

Transferability is a huge plus for Select’s Total Plan. While the plan is transferable, it may not be suitable for all homes. Select has more affordable plans available as well. It covers pre-existing conditioners and rust/corrosion damage. Select’s local home repair professional will diagnose your problem, and will work with you to schedule the repair. After approving your claim, a home repair professional will come to your home and fix it as soon as possible.

CHW’s Seller Coverage Option

Choice Home Warranty’s Seller Coverage Option covers major issues with plumbing. This option does not require a home inspection and covers a variety of significant issues. For example, it covers leaks, breaks, and lapses in water, gas, and waste lines up to 100 feet from the access point. Other notable inclusions include permanently installed interior sump pumps, toilet tanks, and built-in whirlpool bathtub motors. Exclusions include water closets, slab leaks, hose bibs, faucets, sinks, and plumbing fixtures.

The Seller Coverage Option is available to qualified home sellers at a price of $75 per month, renewable twice for the same period of time. The option covers major systems including heating, plumbing, and air conditioning and helps mitigate unexpected covered issues. The premium is non-refundable and must be paid prior to closing the sale. The coverage is also transferable. Choose Choice Home Warranty’s Seller Coverage Option if you plan to sell your home in the near future.

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