If you’re considering a Choice Home Warranty plan, you’ve probably been asking yourself, “Is it any good?” There are many options available and it can be confusing to decide which is right for you. Fortunately, we’ve compiled some of the most important facts about the basic plan so you can make an informed decision. We also looked at its cost and accreditation. Keep reading to find out whether this home warranty company is right for you!
Choice Home Warranty Basic Plan
The Choice Home Warranty Basic Plan covers the most common home repairs and features. However, some homeowners may want more coverage. The Basic Plan covers the electrical and plumbing systems in your home. Other important items are excluded from the coverage, including AC and refrigerator. The Total Plan adds coverage for appliances like washers and dryers and air conditioning systems. Choose the plan that best meets your needs and budget. The company also offers free quotes for homeowners.
This plan allows you to enjoy the benefits of your home warranty sooner. It is available in all 50 states but Washington and California. Choice covers major home systems and appliances but does not cover structural elements or acts of nature. However, many people find it useful because it provides peace of mind when you need it most. It also allows you to take advantage of the benefits of an extended warranty, which is a major benefit if you’re facing expensive repairs.
Another benefit of the Basic Plan is its affordability. The cost of this plan is less than half of the American Home Shield plan. In addition, the coverage is not capped annually, but there are monetary limits for some appliances and systems. Unlike American Home Shield and Select Home Warranty, the Choice Home Warranty’s coverage cap is much lower. For instance, the Choice Home Warranty covers general maintenance when a part malfunctions. It also covers parts that don’t work. If you’re considering a Home Warranty, choose the option that suits you the best.
Choose Home Warranty costs around $45 per month or $550 for an annual policy. These rates depend on location, home size, and additional add-ons. Some plans include a free month if you sign up for three years, while others are only available if you buy a policy for five years. Choice Home Warranty plans also vary in deductibles, which range from $60 to $85 depending on your location. The company provides service for most major appliances and essential home systems, but you are responsible for paying the deductible.
The Choice Home Warranty offers two types of plans, the Basic Plan and the Total Plan. The basic plan does not cover air conditioning systems, washing machines, and refrigerators, but the Total Plan does. There are also optional plans, which cost around $70 per year, and these cover everything from roof leaks to washers and refrigerators. Choice Home Warranty cost will vary depending on the plan that you choose, and there are some benefits that you may not want to miss out on.
The cost of a home warranty depends on the plan. Most plans cost between $300 and $600 per year, although some companies will break the fee into monthly payments for a lower cost. Some plans are also renewable if you need to extend your coverage. Depending on the type of plan you choose, Choice Home Warranty is a good choice for many homeowners. It is well worth considering if you want to have peace of mind while protecting your home.
Consumers should be wary of Choice Home Warranty’s claims of free home repairs. While the company promises such coverage, it charges a service charge. It was recently accused of misleading consumers with its marketing tactics, and a lawsuit with the New Jersey consumer affairs office resulted in a settlement that required it to pay $780,000 in damages to consumers. Before signing up for this home warranty, consumers should read the terms and conditions of the contract, as well as the company’s customer reviews.
Consumers should be aware of the company’s lack of accreditation with the Better Business Bureau. Choice Home Warranty does not hold an accreditation with the BBB, and its BBB listing has a C+ grade. The company has not disclosed payments for positive customer reviews. Furthermore, Choice Home Warranty has failed to disclose a settlement payment to customers, which may have influenced negative reviews. Furthermore, Choice Home Warranty is not accredited by the Better Business Bureau, which is an important factor in determining whether a company meets the criteria.
Consumers can contact Choice home warranty by phone or online. For this purpose, a person should submit a complete name, home phone number, and address of the covered property. The customer service department will be able to give the policyholder all the necessary information to resolve any warranty-related issues. Moreover, consumers can also use small claims court proceedings to seek compensation. In addition to calling and faxing, consumers should also fill out the claim form and submit it to Choice.