HSA Home Warranty Review

Written By: Ehsan Jahandarpour

HSA home warranty review

If you’re looking for a home warranty, it’s important to understand how HSA works. There are both great reviews and terrible reviews about HSA home warranty coverage. In this review, you’ll discover the advantages and disadvantages of this service, as well as how they operate and how much they charge. In addition, you’ll find out whether HSA is worth the price. You’ll also learn about the different types of coverage offered, as well as how much the policy covers in your area.


When looking for a home warranty, consider HSA. Their plan covers parts that are inside the primary foundation of your home. It covers items that break down due to normal wear and tear or improper working conditions. The company has a quick claim process and can authorize a major repair within 48 hours. However, the company’s structure makes it difficult to assess customer satisfaction. Since they are owned by Home Shield, there are no independent customer satisfaction scores available.

The Home Service Association has been in business for 35 years, but does not offer their services in every state. This is problematic because it is impossible to compare pricing and coverage in one company. However, customers can compare HSA plans with other home warranty companies online. Whether you decide to purchase an HSA home warranty or not depends on your location. A recommendation from HSA home warranty review should include your address and contact information.

Another drawback is that HSA does not cover water damage. A home warranty plan can help prevent water damage by covering leaky pipes or old water lines. It can also help prevent major damage by fixing a leaky roof or other potential water problems. However, the warranty does not cover the cost of replacement or installation, which is usually left to the homeowner. To make sure HSA covers all the aspects of your home, you can read a sample contract.

Another important feature of HSA home warranty is its network of service providers. You can choose to work with an in-network service provider or choose to work with an out-of-network one. Although HSA charges an average service fee, you can save money by paying for extra coverage, such as extended warranty terms. A 30-day recall period allows you to get your warranty in action if necessary. In addition, you do not have to provide any maintenance records prior to receiving service. A good home warranty policy also offers a 30-day recall period.

Another feature of HSA home warranty plan is that it offers a number of deductible options. The HSA plan costs $58 monthly, which can be lower when you increase your deductible. The HSA plan also covers code violations, water heaters, and other appliances. HSA customers can also opt to include optional items like air cleaner, swimming pool, and septic systems. However, these are available only to those who purchase the plan.


There are a number of advantages to HSA home warranties. For example, your home is covered in the event of a covered malfunction. In addition, your coverage is effective as long as the items in question are in good working order. There are some disadvantages to this type of home warranty, however. Read on to find out what you should expect from it. You may even want to purchase a separate home warranty policy in the future.

HSA home warranty has been in business for more than three decades, but despite its solid reputation and extensive coverage, there are many complaints about their claims process. Unfortunately, these concerns are mostly related to misinterpretation of the service contract. Fortunately, it is easy to resolve these concerns by thoroughly reading the service contract. You can also read other consumer reviews online to learn about the company’s customer service and experience.

One drawback to HSA home warranties is the lack of coverage for water damage. Although a home warranty won’t cover water damage, it can help prevent it and repair any problems that may occur as a result. It can prevent water damage from occurring in the first place by covering potential problems, including leaky pipes and old water lines. It also provides budget protection for covered repairs and replacements. HSA home warranties don’t cover installation charges, however, and it may not be easy to find a local contractor to perform the work.

Another disadvantage is that the HSA home warranty doesn’t cover pre-existing conditions. In addition, there are no home inspections required to receive coverage. While most of these drawbacks are minor, HSA has a solid reputation in its industry and is an excellent home warranty option for most homeowners. You’ll be glad you did! Just remember that HSA is not a perfect company. However, you should choose a warranty provider based on your situation.

If you’re thinking about getting a home warranty, make sure to understand how long it lasts and how you can cancel it. Most warranty companies give you a 30-day cancellation period. However, HSA does not tell you this time frame. Instead, you’ll be asked to pay an administrative fee within twenty days of purchasing the policy. HSA home warranty companies are governed by state laws, and that’s why you should understand your coverage before committing to a contract.

Business practices

Consumers have mixed feelings about the HSA Home Warranty. There are either raving reviews about their great claims process or terrible ones. Unfortunately, their policies do not cover the same things everywhere, and there is no independent score for the company. Regardless, they have a good business model and solid reputation. But the question remains, how do you determine if HSA is the right company for you? Here’s a look at how they compare.

State regulations govern home warranty companies, although these can vary. In Florida, for example, the Office of Insurance Regulation is in charge of home warranty contracts. In Texas, the Real Estate Commission oversees them. In New York, home service contracts are handled by the Department of Financial Services. Home service contracts are also regulated by the Georgian Commissioner of Insurance. Home warranty providers can also adhere to a code of ethics set by the nonprofit National Home Service Contract Association.


First American and HSA home warranties are similar in price and coverage, but there are key differences between the two. First American quotes premiums in the $372-$546 range, while HSA charges $445-$635 for the same coverage. The price of First American’s coverage depends on whether you get a replacement unit or a new one, while HSA offers a nationwide network of more than 25,000 tradespeople.

The HSA home warranty is effective for 15 days after the closing date. There is a waiting period of 15 days for the homeowner to submit a claim. Afterward, the policy will not cover water damage if you do not report it within that time period. However, you will not be responsible for installation charges, so be sure to read the fine print before signing the contract. HSA home warranty is a good option for homeowners who are concerned about the price of their new home.

The HSA Home Warranty is a great way to protect your home against costly repair bills if your covered appliances or systems fail. It is an invaluable asset to homeowners and real estate agents. In addition to providing valuable coverage, HSA Home Warranty also provides additional services that make it a more attractive purchase. Its extensive network of repair service providers and generous timeframes make it a good choice for home buyers and sellers alike.

In addition to the basic coverage, HSA offers additional options that extend the coverage of appliances and home systems. The basic plan covers plumbing, heating, duct work, lights, and fans, and does not cover ultra-premium appliances, such as Sub-Zero, Viking, or Jenn-Air. Optional coverage includes air cleaners, swimming pools, dishwashers, refrigerators, washers, and dryers.

Prices vary depending on the level of coverage and how many years you need. HSA offers a free reservice for thirty days after the contract is signed, which is faster than the industry average. You can also use the service online. Just make sure you provide your contract number, account phone number, and street address when filling out the service request form. It is easy to get help from the HSA home warranty team. So, don’t delay. Contact the HSA team today!

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