Are you wondering how to cancel Choice Home Warranty online? If so, you’ve come to the right place. This company covers homes in all but Washington state and offers two different plans. Its customer service is available around the clock and it charges relatively low fees. But if you’re a homeowner who wants to avoid paying unnecessary fees for repairs, you might want to consider other options. Fortunately, the process of cancelling your Choice Home Warranty is easy and straightforward.
Choice Home Warranty is available in all states except Washington
A Choice Home Warranty is a standard insurance policy that covers the cost of repairs and replacements in a covered home. The service is available 24 hours a day, seven days a week. The company responds to claims within 24 hours. The company has full discretion over reimbursement. Some exclusions apply, such as pre-existing conditions and accidental damage. However, it is possible to purchase a home warranty for a fraction of the price if you know where to look.
Choice Home Warranty offers an extensive range of coverage, though you need to know that not everything is covered. This warranty doesn’t cover your refrigerator or air conditioning system. There are some exceptions, however. Some states have different rules and regulations regarding the use of home warranties. For example, in Washington state, Choice does not cover a refrigerator or outdoor equipment. As for Choice Home Warranty prices, they vary according to the size of your home and the coverage provided.
It offers two plans
Fortunately, cancellation is not difficult with Choice Home Warranty. There are two plans available to suit different needs. Customers can choose either one to receive comprehensive coverage nationwide or to pay a one-time administration fee of $50. Once a policy is purchased, a customer can cancel it online at any time, and a full refund will be issued, less the cancellation fee. The only exception is if the customer is enrolled in a month-to-month payment plan, in which case he or she must send in a cancellation letter with the $50 cancellation fee and his or her last month’s payment.
Choice Home Warranty is an insurance company that was founded in 2008 and received the Consumer’s Choice Award from the Best Company, LLC. It helps customers cover wear-and-tear damage to major appliances. Customers can choose between two plans, one for new homeowners and one for existing owners, and they can also cancel their plans at any time online. Its network includes more than 15,000 technicians and offers two cancellation options.
It has 24/7 customer service
If you have a Choice home warranty policy, you don’t have to worry about dealing with a call center during business hours. Choice offers 24/7 customer support and has a dedicated website where you can find out more about the coverage and benefits. The company provides nationwide coverage for repairs, replacements, and more. You can enroll online and get a free quote. Coverage begins thirty days after you enroll, but you can cancel your coverage anytime for a fee of $50. The charge is meant to cover the company’s administrative costs.
The Choice Home Warranty has a flexible cancellation policy. Customers can cancel their contracts any time for any reason, including if they want to move. The company will refund the amount they’ve pre-paid for three years of coverage. If you’ve prepaid for a policy, you can cancel anytime without penalty. As long as you send in a letter requesting cancellation, you can cancel at any time. It’s best to file a claim as soon as possible.
It has relatively low service fees
A Choice Home Warranty may have relatively low service fees, but the coverage limits it covers may be inadequate. The warranty covers up to $3,000 per item in repair or replacement each year. However, major breakdowns may exceed this amount. In such cases, the customer must pay the remaining amount out-of-pocket. Choice also does not charge any deductibles or service fees. The company’s website says its service fees are affordable, so this may be a plus point for some homeowners.
The company does not have an accreditation from the Better Business Bureau (BBB). This is concerning because a BBB rating can be misleading, and Choice Home Warranty failed to disclose payments it received from customers in exchange for favorable reviews. Luckily, the company has been successful at shutting down almost 5,000 complaints over the past three years. That means it is an exemplary company in terms of customer satisfaction. But beware of the company’s relatively low service fees – it is a good idea to compare prices and customer reviews before signing up.
It doesn’t cover mold
If you’ve been thinking about purchasing a home warranty for your home, there are some things to consider. While the Choice Home Warranty provides some benefits, it does not cover the costly cost of mold removal. While many home insurance policies cover mold damage, a home warranty will not. Unless you have a flood insurance policy, mold is not covered by any home warranty. In addition, the Choice Home Warranty only covers the major systems in your home, so it doesn’t cover mold.
While most home warranty plans will cover plumbing issues, others do not. A mold outbreak can go undetected for months or even years. The first sign of a mold outbreak may be a tiny leak you didn’t notice on your water bill. Eventually, the mold begins to grow in your walls and living areas. Since it takes so long for mold to spread through your home, you won’t notice the signs until it has already spread throughout the house.