Fidelity Home Warranty Review

A Fidelity Home Warranty can potentially save you at least $1,000 in repair bills. This plan can also protect you from unexpected expenses that can pop up out of nowhere. There are many pros and cons to a Fidelity Home Warranty, including customer reviews and industry feedback. In this Fidelity Home Warranty review, we look at the pros and cons of the service and how they compare to industry standards. Read on to discover which options may work best for your home and your budget.

Low to average prices

Annual home warranty plans from Fidelity can cost between $350 and $420, depending on the plan you choose and your location. The cost of service varies with each plan, but is generally lower than the national average. Depending on the size of your home, additional features, and optional fees, Fidelity Home Warranty prices can run as high as $430 per year. Prices may also vary by state.

fidelity home warranty review

The Fidelity Home Warranty is a great option for a low-priced, comprehensive coverage plan. They offer decent service guarantees and 90-day replacement parts coverage. However, most items are not covered, and you may have to pay for repairs out of pocket if they are not covered. Some plans allow for renewal after the first year, so be sure to check the specific plan’s terms.


Another company offering home warranties is Acclaimed Home. This company started as a home warranty provider in northern California and has since been acquired by Fidelity National Financial, a Fortune 500 company and one of the nation’s largest title insurers. With over 850 members and a national customer base, Fidelity has a wide variety of options available to homeowners. While the company doesn’t cover all appliances, it offers decent coverage in many areas.

Fidelity Plans

Fidelity National Home Warranty has a standard plan that covers many of the needs of the typical homeowner, while the Comprehensive Plan offers additional coverage options like refrigerators, air conditioning, window units, and more.

The Comprehensive Plus plan adds on coverage for air conditioning, microwaves, and more, while the Enhanced Plus plan covers more major systems and appliances, while the Mods and More Plan covers plumbing stoppages and code violations. In addition, the Comprehensive Plus Plan includes coverage for a washer and dryer and the Mods and More package covers a variety of additional items, including a dishwasher, garbage compactor, and a built-in microwave. Finally, Fidelity National Home Warranty requires that all covered systems be in good working order to receive the warranty.

Although Fidelity National home warranty prices are affordable and customizable, the coverage is limited compared to the national average. Some plans do not cover leaky roofs. The prices range from $35 to $180, depending on the type of plan you purchase. Fidelity covers pool pumping, filtration, and salt cells, but does not cover roofs. However, it’s worth the extra cost if you have a pool.

Repair limits

Many consumers are confused by the terms “home warranty” and “repair” when they are considering whether or not to purchase one. Home warranty plans cover a variety of problems, and many have limitations and exclusions. If you’re in the market for a new home warranty plan, you may find it helpful to consider the different types and coverage levels available from different companies. You can also read consumer reviews of different home warranties to learn more about each company’s service and affordability.

Fidelity Coverage

Fidelity offers coverage for certain household systems, including heating and cooling units and appliances. However, it doesn’t cover solar energy systems, glycol-based heating and cooling systems, fireplaces, chimneys, portable heating systems, or any other heating or cooling system that uses a non-electric fuel. Fidelity also covers most of the electrical components of a house, but excludes alarms, portable heaters, and fireplaces.

Regardless of the type of home warranty you choose, a good home warranty will give you peace of mind about the cost of repairs. Fidelity National Home Warranty offers plans in 13 states and has an A+ rating from the Better Business Bureau. Their plans vary based on state requirements. While Fidelity Home Warranty plans cover various major systems, you should keep in mind that repairs that are not covered will not be reimbursed.

A Fidelity home warranty contract can include a list of repair limits and exclusions. You can review the details of your coverage by calling a Fidelity representative or visiting their website. Fidelity’s website also allows you to submit claims online. Once the company has reviewed the information, a representative will contact you. If a claim is approved, Fidelity will contact you to arrange the repair.

The repair limits of Fidelity’s home warranties vary, and they include a few exclusions. The company notes in its brochure that anything not explicitly mentioned in the contract will not be covered. You should carefully read through the contract to understand exactly what is and isn’t covered. Some exclusions may be covered in a more comprehensive home warranty plan. You can also choose from one of the Fidelity plans to customize your coverage.


One of the most important details to keep in mind when purchasing a home warranty is the exclusions. While most plans cover the majority of your home’s components, some items may be excluded from coverage. If something breaks or goes out, it’s important to understand the plan’s exclusions before signing up. While you’ll save money by choosing a plan with fewer exclusions, you may also end up with a lower-quality product.

In addition to covering appliances, Fidelity National Home Warranty offers coverage in 17 states, including Alaska and Hawaii. There are several different plans to choose from, and most include a number of options you can add on to customize the warranty. These include coverage for air conditioning and pool equipment, and roof leak repair. For more information, visit the Fidelity Home Warranty website. While this is a good place to start, there are many exclusions.

The most common exclusions involve appliances that cost hundreds of dollars. Exclusions of fidelity home warranty cover many common problems, including appliances that are too old or don’t meet the requirements for replacement. You should check out the exclusions to ensure you’re getting the most value from your home warranty.

Add-ons home warranty

The Fidelity National Home Warranty has optional add-ons that can increase the value of your coverage. One of these add-ons is Enhanced Plus, which covers more important home systems like window units and the refrigerator in the kitchen. You should also check whether the plan covers any additional systems, such as air conditioning or radiator heat. Be aware of the cost of optional add-ons before purchasing a warranty.

Fidelity Home Warranty plans are designed for people with a small budget, so they may be best for those on a tight budget. However, they do not provide samples of contracts online. You may not get an official response, and the company’s customer service may not be as helpful as it should be. Also, the company does not offer 24 hour support like American Home Shield does. However, if you are interested in a warranty that covers the majority of your home’s components, FNHW is a solid choice.

Customer service

While the BBB has rated Fidelity Home Warranty as an “A” business, consumers need to be aware of the company’s other shortcomings. Fidelity’s customer service is far from flawless. While its website contains some useful information, the company isn’t as responsive as it could be. Fidelity’s customer service team isn’t available around the clock, so you may need to contact them via phone to get an official response. However, FNHW has many positive reviews from past customers who are satisfied with the coverage and service of the company.

The company provides optional coverage for certain items. Customers can purchase this coverage when signing up for their home warranty, or up to 30 days after. The company will send a technician to the property to make a repair, although they will charge a $75 service fee to do so. If you are not satisfied with their service, you can choose another company. However, the best way to determine whether Fidelity is right for you is to read the fine print in the contract.

Fidelity Home Warranty Review Summary

While Fidelity National Home Warranty has been around for over 20 years, they are among the top providers of a home warranty. The company is committed to exceeding their customers’ expectations, and they have extensive coverage options. In February 2015, Fidelity purchased HISCO Home Warranty and Buyers Protection Group. In addition, it offers a seller’s protection plan, which gives sellers an extra $25,000 E&O coverage, which can be useful if you’re selling multiple properties.

Customer service at Fidelity Home Warranty is exceptional. A qualified service technician will come to your home to assess the problem and fix or replace it if necessary. After inspecting the problem, you will have peace of mind knowing that your home is protected against the cost of repairs. The company’s customer service staff is always available to help you with your warranty claim. It’s always important to understand your policy details, including How to File a Warranty Claim.

In addition to offering competitive prices, Fidelity National Home Warranty has consistent training for their employees. The company started as Alliance Home Warranty in January 1995 and was acquired by Fidelity National Financial three years later. Although the company is still small, the financial strength of its parent company makes it a leader in the home warranty industry. It is partnered with CRES Insurance for a 13 month home warranty. They offer flexible plans based on your needs and budget.

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