Does Fidelity Home Warranty Cover Pre Existing Conditions and Exclusions?

Does fidelity home warranty cover pre existing conditions and exclusions? Are there any costs associated with the policy? How long does it take to make a Claim? And what about response time if you do have preexisting conditions? We’ll explain it all in this article. In the end, you’ll have peace of mind knowing that your home warranty will protect you. We hope this article has helped you decide whether a warranty is right for you.

fidelity home warranty covers pre-existing conditions

Whether or not the Fidelity Home Warranty covers pre-existing conditions is dependent on the individual contract. Typically, home warranties cover the items listed in the contract. Some plans may not cover pre-existing conditions or items that were improperly installed. It is important to understand the limitations of each plan and make sure you understand all of them before signing on the dotted line. You may want to contact the Better Business Bureau to see how many complaints they have resolved.

The Fidelity National Home Warranty is headquartered in Concord, California. It is owned by Fidelity National Financial, the nation’s largest title insurance company. It has since acquired HISCO Home Warranty and BGP Holdings. It is one of the fastest-growing home warranty companies in the United States. While Fidelity advertises that its home warranty coverage covers pre-existing conditions, their website doesn’t provide any information regarding the size or distribution of their network.

Exclusions from coverage

As you shop around for a new home warranty, you may be surprised to discover that there are some important exclusions that you need to be aware of. The Fidelity Home Warranty has a wide range of exclusions, including things that are not covered under the plan. To avoid confusion, we have listed the most common exclusions and their meanings below. Listed below are the main exclusions from coverage:

The Fidelity National Home Warranty offers several plans, including the Standard Plan, Comprehensive Plan, and Enhanced Plus Plan. Each plan has additional coverage options. For example, the Comprehensive Plan covers most major appliances and systems, while the Enhanced Plus plan adds coverage for things like a kitchen refrigerator, air conditioning, and washers and dryers. The Enhanced Plus plan covers more items, including radiant heat and plumbing stoppages caused by tree roots. Each plan requires a buyer to submit a list of any plans and specifications at closing.


Fidelity offers four home warranty plans. The cost of each plan varies, but you can expect to pay anywhere from $300 to $450 per year. The cost will vary depending on what the plan covers and your state’s code. The annual premium can be paid either in one lump sum or in monthly installments of around $30 to $40. Additional fees are incurred if you add optional items to your plan.

The Fidelity National Home Warranty was founded in 1974. Its parent company, Fidelity National Financial, Inc., is a Fortune 500 company with more than 850 employees in 17 states. Fidelity offers several plans and add-ons, such as coverage for air conditioning and appliances. It also covers leaky roofs. There are limitations to this warranty, but these are typically the same as for other plans.

Claim response time

The Fidelity National Home Warranty has a BBB A+ rating and is accredited since 2005. It has received many positive reviews, highlighting their dependable coverage and prompt response times. However, negative customer reviews also exist, with many discussing runarounds and partial payments. To avoid such issues, it is essential to read customer reviews and other available information. Below, we’ll discuss some of the most common complaints and how to avoid them.

First, make sure your home warranty contract covers the repairs or replacements you’ve requested. The Fidelity warranty contract requires a qualified contractor to contact you within three hours of your request. This is a standard policy, but the company requires that the contractor contact you directly. When it takes more than three hours to receive a response, a service call fee of $50 is assessed. If the problem is covered in the Fidelity warranty contract, the company should pay for the service call.

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