Home Warranty

Purchasing a home warranty involves several factors that you need to review and consider before signing up. These criteria include the type of home service contract, limitations, exclusions, and Known conditions. If you’re looking for a warranty that offers comprehensive coverage for your home, here are a few recommendations.

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Home warranty companies offer content warranty that may cover exchange or repair of your appliance.
Home warranty is similar to insurance. The home warranty company may send a handyman for repair and maintenance.
There will be an inspection, and you may have to pay the excess fee before you claimn your warranty.
Most Home warranty companies have terms and conditions that highlights the exclusions and limitation of the contract. Some may cover basic home appliance, and others may cover heavy machinery or equipments such as heater and air conditioner.
Home warranty companies offer content warranty that may cover exchange or repair of your appliance.
Home warranty is similar to insurance. The home warranty company may send a handyman for repair and maintenance.
There will be an inspection, and you may have to pay the excess fee before you claimn your warranty.
Most Home warranty companies have terms and conditions that highlights the exclusions and limitation of the contract. Some may cover basic home appliance, and others may cover heavy machinery or equipments such as heater and air conditioner.
4.1/5
Total Score iBased on Online survey and Expert reviews
Good

Home Warranties

There are different types of home warranties contracts. Home service contracts cover major built-in systems and appliances including the free-standing appliances and other systems. Some premier home warranty srvice providers may also cover septic tanks or well pumps.

Home service contracts can cover appliances, air conditioning, heating systems, plumbing, and electrical systems. They can also cover foundations, pools, spas, and washers and dryers. Some contracts also cover utilities and deposits.

Limitations of Home Warranty Plan

A good home warranty should cover major appliances and home systems, but there are some limitations that should be understood. If you don’t see your appliances listed, you should ask to add them to the contract – but this will cost you extra money. If you are aware of the limitations, you will know exactly what to expect if something goes wrong.

Home Warranties Exclusions

Before buying a home warranty, ask about the components covered and the exclusions because many home warranty companies do not cover certain appliances, HVAC systems, and water heaters. It’s also important to understand the service charges and other fees that are included in a typical home warranty.

Service Fees

For example, a service fee can be $75-$125 for HVAC system repairs. Moreover, some home warranties require you to submit maintenance records and manufacturer maintenance plans in order to receive service. Understanding these costs ahead of time will minimize your out-of-pocket expenses and headaches when you make a claim.

Known Conditions

Known conditions refers to faults and issues known to you before signing up for a warranty contract. For instance, If you have a leaky faucet in your kitchen, you may have discovered it during your home inspection. The leaky faucet now becomes a known pre-existing condition and will not be covered.

Preferred Home Warranty Companies

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